Water Damage

Water Damage & Flood Insurance Claim Handling

South Florida Water Damage Adjuster Services

Having a water damage claim denied by a home insurer is more common than you might think. In many cases, insurers will pay out for flood damage resulting from storms. However, a burst pipe insurance claim can fail because most insurers do not consider burst pipes "covered peril" events.

In some cases, having a water damage claim denied can also be due to you using the wrong terminology when filing claims. For this reason, it is important to have a clear understanding of what your current insurance policy covers and what it doesn’t.

Thankfully, if you are based in South Florida, we can help you prevent having a water damage claim denied.

Why Use a Water Damage Adjuster?

Being prone to tropical storms and hurricanes makes South Florida particularly susceptible to flooding.

At Fast Public Adjusters, we have a long history of successfully settling insurance claims for water and flood damage. As a bonus, when you trust us to take care of water damage claim handling, you can rest assured that we always secure you the maximum settlement possible.

Water damage claims are the most common claims in the insurance industry. Insurers are, therefore, fastidious when it comes to checking the merits of claims. For this reason, it is imperative that you call on support from a professional water damage adjuster when seeking a settlement.

Is your policy language confusing? Are you uncertain whether water damage to your property is covered or not?

At Fast Public Adjusters, we asses the merits of water damage claims completely free of charge. We will then advise you if we feel that a claim will be successful. Best of all, if we can’t secure you a settlement, you won’t pay us a penny.

  • Call today to arrange a completely free water damage claim analysis.
  • You won’t pay us or anyone else a penny if you have a water damage claim denied.
  • We take care of all claim handling for you in-house. (We never refer claims to third-party agencies.)
  • At Fast Public Adjusters, we can expedite claims that can otherwise take weeks or months to resolve independently

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  • 754.367.0766

Water Damage DO’S AND DONT’S

DO's

  • When water damage or flooding manifests, try to remove any valuables and home furnishings from affected areas.
  • Clear floors (if possible) of rugs, carpets, and any loose items.
  • Always cut power to water damaged areas to eliminate the risk of fire and accidental electrocution.
  • Do try to collect and remove excess water if it is possible to do so.
  • As soon as water damage manifests, reach out to one of our team at Fast Public Adjusters.

DONT's

  • Never leave power connected to affected areas.
  • Try to avoid placing furnishings and belongings on wet carpets and floors.
  • Never use a vacuum cleaner to try and remove excess water.
  • Makes sure not to touch loose or fallen wires under any circumstances.
  • Never use electrical appliances or mains connected accessories while standing on a wet surface.

Insurance and Water Damage - Common Claim Types

Can you file a burst pipe insurance claim? Alliteratively, is it possible to receive a settlement for water damage resulting from roof or plumbing leaks?

As a rule, it is impossible to say when a claim for water damage will be successful, without first looking at what provisions are stipulated in your home insurance policy.

Because water damage claims are so common, claiming for things like minor plumbing leaks can be difficult. Different kinds of water damage also require different mitigation methods, which may or may not be covered by insurers.

Thankfully, our team at Fast Public Adjusters can let you know quickly if we believe that it is possible to secure a settlement.


When you discover the damage by water, call your public adjuster as soon as possible.


In many cases, we can successfully secure insurance payouts for:

  • Mold outbreaks resulting from water damage.
  • Water damage resulting from flooding.
  • Damage that manifests as a result of corrosion.
  • Water damage caused by leaking roofs and appliances.
  • Damage resulting from broken and burst pipes.

At Fast Public Adjusters, we can also asses previous insurance claims to see whether you received a fair settlement. We also serve all of South Florida from Miami to Fort Lauderdale.

Has water damage affected the habitability of your home? If so, reach out to one of our team today for a completely free, no-obligation claim assessment.

We are South Florida’s Best Public Adjusters

At Fast Public Adjusters, we help secure the maximum settlements possible on water damage insurance claims. We also do so at zero-risk to you thanks to our no-settlement, no-fee claim policy. As a bonus, we can help you arrange water damage remediation as soon as problems manifest.



Once hired, Fast Public Adjusters does the following:

  • In the event that water damage has occurred recently, we can arrange for local water damage remediation experts to remove water from your home and restore full livability to affected home areas.
  • After you reach out to us, we will asses your current home insurance policy. If we believe that a claim will be successful, our adjusters will visit your home to start assessing and documenting damage you plan on claiming for.
  • As well as assessing current water damage, our adjusters will investigate your home’s maintenance history. Where homes are maintained to a high standard, we will often be able to prove that damage was not preventable.
  • Our team of adjusters meticulously document all damage and pay careful attention to the terminology we use when preparing to file claims.
  • We take care of the entire claim handling process from start to finish. After presenting a demand sum to your insurer, we will then negotiate the maximum settlement possible.

What do We Need to Start The Claim Process?

The more information you can provide to use when starting a new water damage insurance claim, the faster we are able to settle with insurers.

  • Policyholder information: When you reach out to our team, we will need a copy of your home insurance policy, and your policyholder information. (Your name, insured property address, contact information, etc.)
  • Description of loss: For claims to be successful, we will need a full description of material losses and property damages, including details of when exactly damage occurred
  • Authority notification: When filing claims, Fast Public Adjusters will need details of any reports made to local authorities concerning damage to your property. (Local Police and Fire Departments, etc.)
  • Emergency service companies & damage mitigation: If you have already had contractors help you remediate water damage, we will need their full contact details.

Has a recent storm or home disaster resulted in water damage to your South Florida property? If so, our team at Fast Public Adjusters can help you file claims with your insurance provider that will result in the maximum possible settlement.

Get Your FREE Property Inspection Today!

When disaster strikes, we have you covered. Connect with our team of South Florida’s best public adjusters now, by completing the below contact form.