Mold Damage Public Insurance Adjusters
Helping South Florida Residents With Their Mold Damage Insurance Claim Handling
Does homeowners insurance cover mold remediation? As most South Florida homeowners know, home mold outbreaks can be deadly. Mold is also a surprising common nuisance. However, most Florida home insurers will only cover the cost of mold remediation under certain circumstances.
As a rule, a homeowner's insurance policy will cover mold damage remediation if mold outbreaks are the result of "covered peril" events.
By comparison, most South Florida home insurers will not cover mold damage resulting from the likes of preventable interior damp. However, there are some exceptions.
When Does Insurance Cover Mold Remediation?
At Fast Public Adjusters in South Florida, we offer expert claim handling support for homeowners affected by mold damage.
In most cases, Florida home insurers will not cover the cost of mold remediation, if they believe that outbreaks would have been preventable. This means that if outbreaks occur after flooding resulting from storms, insurers will pay for remediation.
However, if mold outbreaks occur due to poor damp proofing and home maintenance, most claims will be refused.
Thankfully, there are several ways that public adjusters like ourselves can be successful in settling insurance claims. Some home insurance policies do provide limited coverage for mold damage. Others allow policyholders to purchase special endorsements that cover mold damage claims.
Has mold taken hold in your basement or crawl space? If so, our team at Fast Public Adjusters can asses your policy free of charge to identify whether a claim you make will be successful.
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We are Mold Damage Insurance Claim Experts
At Fast Public Adjusters, we are very successful settling insurance claims for mold remediation, even when mold outbreaks are not the result of "covered peril" events.
When pursuing insurance claims for mold damage, we also leverage the support of a wide range of insurance industry experts.
Mold remediation in South Florida can cost homeowners several thousands of dollars. At Fast Public Adjusters, we can get insurers to cover costs, even when mold damage is not the result of "covered peril" events. Find out if you have a claim now by reaching out to one of our team!
Mold Damage DO’s and DONT’s
What Is a Mold Insurance Claim?
South Florida is famous for year-round summer sunshine and high humidity.
Sadly, high-humidity, condensation, and damp make it easy for mold to take hold in any enclosed area. Good home ventilation, forced air heating systems, and air conditioning systems, are often enough to prevent mold outbreaks. However, if mold does take hold, your home can quickly become uninhabitable.
In many cases, residential mold outbreaks are the result of leaking pipes and damp in basements and crawl spaces. Mold also becomes more likely if your home is flooded during storms or as a result of backups in sewer lines.
When mold damage occurs as a result of flooding and sewer line backups, insurers will usually cover the cost of remediation. At fast Public Adjusters, we help you receive the maximum settlement possible for mold damage remediation. This being the case, if you are in the midst of an outbreak, make sure to reach out to one of our team today.
What Happens When You Hire Fast Public Adjusters?
At Fast Public Adjusters, we can let you know quickly if we think we will be successful in settling mold damage insurance claims. We can also take care of the entire claim handling process for you.
Information We Need to Start The Claim Process
South Florida home insurers are fastidious when it comes to fine details. This being the case, the more information you can give us when we start our claim handling process, the faster we can settle.
Is mold in your South Florida home putting your health at risk? If so, don’t wait to start remediation work. Instead, reach out to Fast Public Adjusters today.
As soon as you do, we will help you engage with local mold remediation contractors, and start helping you navigate the insurance claim process.
If you are not sure if you need a public adjuster, give us a call at (305) 396-xxx or fill out our contact form below.