Flood Damage Public Insurance Adjusters
Helping South Florida Residents With Their Flood Damage Insurance Claim
South Florida residents are no strangers to flooding as the residential and commercial areas are near the ocean, lakes, bays, and other bodies of water.
Due to coastal flooding and vulnerability to major storms and hurricanes, a flood is always something homeowners and commercial property owners must be prepared for.
This is where Stellar Public Adjusting comes in.
Your South Florida Flood Damage Insurance Claim Adjusters
Stellar Public Adjusting serves Miami and surrounding areas, including Boca Raton and Palm Beach. We handle flood damage insurance claims in Miami Dade County, Broward County, Palm Beach County, and beyond.
Our top-notch public insurance adjusters are dedicated to making sure you receive the care you deserve after experiencing flood damage.
Our value propositions include:
Stellar Adjusting has been helping the South Florida area with filing a flood damage insurance claim for years. We are an efficient and competent team, backed by a strong group of professionals:
Let’s get your claim resolved now!
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Flood Damage DO’s and DONT’s
What is Flood Damage Insurance?
Flood insurance is a general requirement with your homeowner’s policy. In this context, the term “flood” has a specific definition that is often confusing for some. A “flood” for insurance purposes is when water from an existing water source, like a lake or ocean, rises up and enters the property.
Property owners are quick to assume that any sign of water means they should file a flood damage claim. However, it is important to make sure the water is not being caused by a broken pipe or roof leak. In these instances, they would need to file a claim specific to that damage (broken pipe claim, roof leak claim, etc.)
What causes flooding?
Flooding is related to an area’s topography and surface water features, including its coastline. The state of Florida is divided into five Water Management Districts and their web sites provide flood information pertinent to the areas that they cover:
It is also common that flooding might occur when a major tropical storm or hurricane affects South Florida. The Florida Department of Environmental Protection outlines a full understanding of flooding.
What Happens When You Hire a Flood Damage Public Adjuster?
A public adjuster will help you through this process of filing a flood damage insurance claim.
Once hired, Stellar Public Adjusting does the following:
When flood damage does happen, it is equally important that the full damage is recognized, reported and repaired.
INFORMATION NEEDED WHEN FILING A CLAIM
Try to have as much of the following information as possible available when calling us to file a claim.
To start the claims process, we will need the following information:
If you are not sure if you need a public adjuster, give us a call at 754-367-0766 or fill out our contact form below.